Negotiate and Settle Your Debts

Business, Money & Investing

By Mandy Akridge

Publisher : Createspace

ABOUT Mandy Akridge

Mandy Akridge
Author of debt settlement book which is currently ranked number 1 on AMAZON under "debt settlement"


Considering debt settlement? Negotiate and Settle Your Debts guides you to an extremely inexpensive way to do your own negotiating and settling of credit card debt. Save thousands of dollars and improve the quality of your life with this very informative gem of a book. Contents are sample Debt Settlement letters , Instructions on the timelines, How and when to start negotiating with your creditors, What happens each month you go late, Credit Repair Letters, Information about the Statute of Limitations and FDCPA, Information about the IRS Debt Forgiveness laws including Insolvency. Recent debt settlement letters of the authors from Bank of America for 20 cents on the dollar show that the strategies in this book really work. These are easy to follow steps, which allow you to take back control of your financial future. Take action on your credit card debt today and discover the secrets the debt settlement companies and banks don't want you to know!

This was written as the author successfully negotiated her own credit card settlements. Based on real experience, this is a no-fluff book on how to do this yourself and save thousands of dollars. Currently for sale on AMAZON.

5.0 out of 5 stars Great Step-By-Step Guide, September 14, 2009
By  BruceFL (Florida USA) - See all my reviews
To me, this is exactly what a how-to book should be:

Well-organized, concise, easy to follow, and based on the real world- not theory. The very best how-to book would also be contemporary with up-to-date examples of success.

Mandy Akridge's book meets all these criterion, imo.

While I had done some online research into debt settlement, the advice you find can be contradictory, the more you study it. Also, most people giving advice on website forums I suspect haven't really negotiated any debt at all.
Instead, they're often assuming what should work, with no personal experience to back it up.

However, Akridge shows you recent actual credit card letters from her negotiated settlements. And the amount she was able to save is huge. Its all in black and white.

The author walks you through the process step-by-step. You end up knowing what to expect, and what issues you'll face. To me, there were many pearls of wisdom and things that just plain made sense. She doesn't seem to sugar-coat anything, but also leaves you feeling pretty optimistic about settling your debts in this manner.

Value-wise I just don't see how you can go wrong. Debt settlement companies charge a fortune, (I know, I looked into it) other professional services are even more expensive. This is literally a `steal' by comparison.

I'm now convinced you can settle your debts by following this book and I'm glad the author shared her personal experiences.

8 of 8 people found the following review helpful:
5.0 out of 5 stars Best Investment ever!!!, December 21, 2009
By  Dan O (Upland, CA) - See all my reviews
Amazon Verified Purchase(What's this?)
I am 120 days late on $22,000 business card. Called them yesterday and was offered settlement of 20%. I said "send me the letter".

Buying your book online was the best investment ever!!!!
Thanks for all your help.

6 of 6 people found the following review helpful:
5.0 out of 5 stars Debt settlement - Why is this such a secret topic?, November 22, 2009
By  Cheryl Lee "Reads" (San Francisco, CA) - See all my reviews
Amazon Verified Purchase(What's this?)
This book made me take a good look at my debt situation. How would it ever be possible to pay off a large amount of debt paying the minimum payments? Answer is that it would take years, and when finally the debt is paid off, only then to be able to start accumulating money to get ahead? I don't think so!

It gave me a different perspective on the debt settlement industry, and gave me hope that I REALLY needed. We, the consumers, are finally going to get back some of our power over the credit card companies and the debt settlement industry who try to make you feel you cannot do this process without them.

Thank you Mandy! You were so right and I've got the letter in my hand now to prove it! Now I've just got to get them to add in to the letter "payment is for a full and complete satisfation of the debt" and I'll be all set.

I'm grateful to you for this book, this isn't an easy thing to do and your insight is huge!