ABOUT Audrey Phillips Cox

Audrey Phillips Cox
I am a published writer of novels, both fiction and non-fiction.  I blog about miscellaneus information, mostly political and social matters.  However, I sometimes blog miscellaneous "tips" as helpful hints.  Check me out on "About Me" on my blog/website:  apc-wr More...


Do you know how the credit bureaus determiine your credit score, a three digit number that impacts everyone's life.  The FICO credit scoring system is a confusing, convoluted, analytical, and downright mysterious process to determine a person's credit score.  There are over 200 factors that affect your score.  This book written to educate the general public about this subject.